Articles in Refereed Journals (International)

2022

• Tobias Huber (2022)
  Comparative risk aversion in two periods: An application to self-insurance and self-protection
  erschienen in: Journal of Risk and Insurance, Volume 89, Issue 1, p. 97-130.
• Andreas Richter; Petra Steinorth; Mark J. Browne; Verena Jäger (2022)
  Family changes and the willingness totake risks
  erschienen in: Journal of Risk and Insurance, Volume 89, Issue 1, p. 187-209.
• Tobias Huber; Johannes Jaspersen; Andreas Richter; Dennis Strümpel (2022)
  On the Change of Risk Aversion in Wealth: Evidence from a Closed Economic System
  erschienen in: Experimental Economics , forthcoming.

2021

• Francesca Biagini; Tobias Huber; Johannes Jaspersen; Andrea Mazzon (2021)
  Estimating extreme cancellation rates in life insurance
  erschienen in: Journal of Risk and Insurance, Volume 88, Issue 4, pp. 971-1000.
• Richard Peter; Christian Knoller; Stefan Neuß (2021)
  How social preferences provide effort incentives in situations of financial support
  erschienen in: PLOS ONE, Volume 16, Issue 1, p. 183-205.
• Lu Li; Andreas Richter; Petra Steinorth (2021)
  Mental health changes and the willingness to take risks
  erschienen in: Geneva Risk and Insurance Review, p. 1-32.

2020

• Nikolaos Argyris; Johannes Jaspersen; Andreas Richter (2020)
  Calibrating Risk Aversion in Additive Multivariate Utility Functions
• Andreas Richter; Thomas C. Wilson (2020)
  Covid-19: implications for insurer risk management and the insurability of pandemic risk
  erschienen in: Geneva Risk Insurance Review, Volume 45, p. 171-199.
• Patricia A. Born; Stephanie Müller; Sharon Tennyson (2020)
  Credible or Biased? An Analysis of Insurance Product Ratings in Germany
  erschienen in: International Review of Financial Consumers, Volume 5, Issue1, p. 25-39.
• Johannes Jaspersen; Gilberto Montibeller (2020)
  On the Learning Patterns and Adaptive Behavior of Terrorist Organizations
  erschienen in: European Journal of Operational Research, Volume 282, p. 221-234.
• Lu Li (2020)
  Opening up the Black Box: Technological Transparency and Prevention
  erschienen in: Journal of Risk and Insurance, p. 1–29.
• Mark Browne; Annette Hofmann; Andreas Richter; Sophie-Madeleine Roth; Petra Steinorth (2020)
  Peer effects in risk preferences: Evidence from Germany
  erschienen in: Annals of Operations Research, p. 1-35.
• Benjamin Collier; Johannes Jaspersen; Marc Ragin (2020)
  The Effect of Information Disclosure on Demand for High-Load Insurance
  erschienen in: Journal of Risk and Insurance, p. 1-33.
• Johannes Jaspersen; Aurélien Baillon; Han Bleichrodt; Aysil Emirmahmutoglu; Richard Peter (2020)
  When risk perception gets in the way: Probability weighting and underprevention
  erschienen in: Operations Research

2019

• Andreas Richter; Jochen Ruß; Stefan Schelling (2019)
  Insurance customer behavior: Lessons from behavioral economics
  erschienen in: Risk Management and Insurance Review, Volume 22, Issue 2, p. 183-205.
• Petra Steinorth; Verena Jäger; Mark Browne (2019)
  The Impact of Economic Conditions on Individual and Managerial Risk Taking
  erschienen in: The Geneva Risk and Insurance Review, Vol. 44, Issue 1, p. 27–53.

2018

• Sebastian Soika (2018)
  Moral Hazard and Advantageous Selection in Private Disability Insurance
  erschienen in: The Geneva Papers on Risk and Insurance, Vol. 43, Issue 1, p. 97-125.
• Cary Deck; Sebastian Ebert; Andreas Richter (2018)
  Special issue in honor of Harris Schlesinger: New developments in the study of risk preferences
  erschienen in: The Geneva Risk and Insurance Review, Volume 43, Issue 1, p. 1-4.
• Andreas Richter; Richard MacMinn (2018)
  The Choice of Trigger in an Insurance Linked Security: The Mortality Risk Case
  erschienen in: Insurance: Mathematics and Economics , Volume 78, p. 174-182.

2017

• Richard Peter; Andreas Richter; Paul Thistle (2017)
  Endogenous Information, Adverse Selection, and Prevention: Implications for Genetic Testing Policy
  erschienen in: Journal of Health Economics, Volume 55, p. 95-107.
• Johannes Jaspersen; Richard Peter (2017)
  Experiential Learning, Competitive Selection and Downside Risk: A New Perspective on Managerial Risk-Taking
  erschienen in: Organization Science, Volume 28, Issue 5, p. 915-930.
• Vijay Aseervatham; Patricia Born; Dominik Lohmaier; Andreas Richter (2017)
  Hazard-Specific Supply Reactions in the Aftermath of Natural Disasters
  erschienen in: Geneva Papers on Risk and Insurance, Volume 42, Issue 2, p. 193-225 .
• Christophe Courbage; Henri Loubergé; Richard Peter (2017)
  Optimal Prevention for Multiple Risks
  erschienen in: Journal of Risk and Insurance, Volume 84, Issue 3, p. 899-922.
• Johannes Jaspersen; Vijay Aseervatham (2017)
  The Influence of Affect on Heuristic Thinking in Insurance Demand
  erschienen in: Journal of Risk and Insurance, Volume 84, Issue 1, p. 239-266.

2016

• Richard Peter; Sebastian Soika; Petra Steinorth (2016)
  Health Insurance, Health Savings Accounts and Health Care Utilization
  erschienen in: Health Economics, Volume 25, Issue 3, p. 357-371.
• Vijay Aseervatham; Christoph Lex; Martin Spindler (2016)
  How Do Unisex Rating Regulations Affect Gender Differences in Insurance Premiums?
  erschienen in: Geneva Papers on Risk and Insurance, Volume 41, Issue 1, p. 128-160.
• Johannes Jaspersen (2016)
  Hypothetical Surveys and Experimental Studies of Insurance Demand: A Review
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 1, p. 217-255.
• Glenn Harrison; Andreas Richter (2016)
  Introduction: Symposium on the Methodologies of Behavioral Insurance
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 1, p. 43-47.
• Christian Knoller (2016)
  Multiple Reference Points and the Demand for Principal-Protected Life Annuities: An Experimental Analysis
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 1, p. 163-179.
• Christian Knoller; Gunther Kraut; Pascal Schoenmaekers (2016)
  On the Propensity to Surrender a Variable Annuity Contract: An Empirical Analysis of Dynamic Policyholder Behavior
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 4, p. 979-1006.
• Annette Hofmann; Richard Peter (2016)
  Self-Insurance, Self-Protection, and Saving: On Consumption Smoothing and Risk Management
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 3, p. 719-734.
• Richard Peter; Andreas Richter; Petra Steinorth (2016)
  Yes, No, Perhaps? - Premium Risk and Guaranteed Renewable Insurance Contracts with Heterogeneous Incomplete Private Information
  erschienen in: Journal of Risk and Insurance, Volume 83, Issue 2, p. 363-385.

2015

• Mark Browne; Christian Knoller; Andreas Richter (2015)
  Behavioral Bias and the Demand for Bicycle and Flood Insurance
  erschienen in: Journal of Risk and Uncertainty, Volume 50, Issue 2 , p. 141-160.
• Johannes Jaspersen (2015)
  Experimental Studies of Insurance Demand: A Review
  erschienen in: Journal of Risk and Insurance, Forthcoming.
• Gunther Kraut; Andreas Richter (2015)
  Insurance regulation and life catastrophe risk
  erschienen in: Geneva Papers on Risk and Insurance, Volume 40, Issue 2 , p. 256-278.
• Johannes Jaspersen; Gilberto Montibeller (2015)
  Probability Elicitation under Severe Time Pressure – A Rank Based Procedure
  erschienen in: Risk Analysis, Volume 35, Issue 7, p. 1317-1335.
• Stephanie Meyr; Sharon Tennyson (2015)
  Product Ratings as a Market Reaction to Deregulation: Evidence from the German Insurance Market
  erschienen in: Risk Management and Insurance Review, Volume 18, Issue 1, p. 77-100.
• Vijay Aseervatham; Johannes Jaspersen; Andreas Richter (2015)
  The Affection Effect in an Incentive Compatible Insurance Demand Experiment
  erschienen in: Economics Letters, Volume 131, p. 34-37.
• Johannes Jaspersen; Andreas Richter (2015)
  The Wealth Effects of Premium Subsidies on Moral Hazard in Insurance Markets
  erschienen in: European Economic Review, Volume 77, p. 139-153.

2014

• Andreas Richter; Alexander Kling; Jochen Russ (2014)
  Annuitization Behavior: Tax Incentives vs. Product Design
  erschienen in: ASTIN Bulletin , Volume 44, Issue 3, p. 535-558.
• Andreas Richter; Harris Schlesinger; Jörg Schiller (2014)
  Behavioral Insurance: Theory and Experiments
  erschienen in: Journal of Risk and Uncertainty, Volume 48, Issue 2 , p. 85-96.
• Annette Hofmann; Richard Peter (2014)
  Multivariate Prevention Decisions: Safe Today or Sorry Tomorrow?
  erschienen in: Economics Letters, Volume 128, p. 51-53.
• Michael Hoy; Richard Peter; Andreas Richter (2014)
  Take-up for Genetic Tests and Ambiguity
  erschienen in: Journal of Risk and Uncertainty, Volume 48, Issue 2, p. 111-133.

2013

• Johannes Jaspersen (2013)
  An Incentive Compatible Scoring Rule for Ordinal Judgments of Expected Utility Maximizers
  erschienen in: Economics Letters, Volume 120, Issue 2, p. 245-248.
• Uwe Focht; Andreas Richter; Jörg Schiller (2013)
  Intermediation and (Mis-)Matching in Insurance Markets – Who Should Pay the Insurance Broker?
  erschienen in: Journal of Risk and Insurance, Volume 80, Issue 2, p. 329-350.
• Patricia Born; Dr. Barbara Klimaszewski-Blettner (2013)
  Should I Stay or Should I Go? The Impact of Natural Disasters and Regulation on U.S. Property Insurers’ Supply Decisions
  erschienen in: Journal of Risk and Insurance, Volume 80, Issue 1, p. 1–36.
• Paul A. Raschky; Reimund Schwarze; Manijeh Schwindt; Ferdinand Zahn (2013)
  Uncertainty of Governmental Relief and the Crowding out of Flood Insurance
  erschienen in: Environmental and Resource Economics, Volume 54, Issue 2, p. 179-200.

2012

• Petra Steinorth (2012)
  The Demand for Enhanced Annuities
  erschienen in: Journal of Public Economics, Volume 96, Issues 11–12, p. 973–980.

2011

• Petra Steinorth (2011)
  Impact of health savings accounts on precautionary savings, demand for health insurance and prevention effort
  erschienen in: Journal of Health Economics, Volume 30, Issue 2, p. 458-465.
• Andreas Richter; Frederik Weber (2011)
  Mortality-Indexed Annuities: Avoiding Unwanted Risk
  erschienen in: North American Actuarial Journal , Volume 15, Issue 2, p. 212-236.
• Richard MacMinn; Dr. Frederik Weber (2011)
  Select Birth Cohorts  
  erschienen in: European Actuarial Journal, Volume. 1, Issue 2, p. 395-409.

2010

• Reimund Schwarze; Manijeh Schwindt; Hannelore Weck-Hannemann; Paul Raschky; Ferdinand Zahn; Gert G. Wagner (2010)
  Natural Hazard Insurance in Europe: Tailored Responses to Climate Change are Needed
  erschienen in: Environmental Policy and Governance 2010, Volume 21, Issue 1, p. 14-30.
• Patricia Born; Andreas Richter (2010)
  Reforming Insurance Regulation: Where do we start?
  erschienen in: Journal of Insurance Regulation , Volume 28, Issue 2, p. 29-46.

2009

• Martin Nell; Andreas Richter; Jörg Schiller (2009)
  When prices hardly matter - Incomplete insurance contracts and markets for repair goods
  erschienen in: European Economic Review, Volume 53, Issue 3 , p. 343–354.

2008

• Daniel Bauer; Frederik Weber (2008)
  Assessing Investment and Longevity Risks within Immediate Annuities
  erschienen in: Asia-Pacific Journal of Risk and Insurance , Volume 3, Issue 1, p. 89-111.
• Barbara Klimaszewski-Blettner; Andreas Richter (2008)
  Public-Private-Partnerships - Private und staatliche Strategien zum Management von Katastrophenrisiken
  erschienen in: Schmollers Jahrbuch, Issue 4/2008, p. 561-592.

2007

• Alexander Kling; Andreas Richter; Jochen Russ (2007)
  The Impact of Surplus Distribution on the Risk Exposure of With Profit Life Insurance Policies Including Interest Rate Guarantees
  erschienen in: Journal of Risk and Insurance, Volume 74 Issue 3, p. 571-589.
• Alexander Kling; Andreas Richter; Jochen Russ (2007)
  The Interaction of Guarantees, Surplus Distribution, and Asset Allocation in With Profit Life Insurance Policies
  erschienen in: Insurance: Mathematics and Economics , Volume 40, Issue 1, p.164-178.

2006

• Meike Niemann; Jörg Schiller (2006)
  Moral hazard, insurance and some collusion - a comment on Alger and Ma
  erschienen in: Journal of Economic Behavior and Organization, Volume 60, Issue 2, p. 276-277.
• Jörg Schiller (2006)
  The Impact of Insurance Fraud Detection Systems
  erschienen in: Journal of Risk and Insurance, Volume 73, Issue 3, p. 421-438.

2004

• Martin Nell; Andreas Richter (2004)
  Improving Risk Allocation through Cat Bonds
  erschienen in: Geneva Papers on Risk and Insurance, Volume 29, Issue 2, p. 183-201.
• Martin Boyer; Jörg Schiller (2004)
  Merging Automobile Insurance Regulatory Bodies - The Case of Atlantic Canada
  erschienen in: Insurance and Risk Management (Assurances et gestion de risque), Volmue 72, p. 57-89.

2003

• David Croson; Andreas Richter (2003)
  Sovereign Cat Bonds and Infrastructure Project Financing
  erschienen in: Risk Analysis, Volume 23, Issue 3, p. 611-626.
• Martin Nell; Andreas Richter (2003)
  The Design of Liability Rules for Highly Risky Activities - Is Strict Liability Superior When Risk Allocation Matters?
  erschienen in: International Review of Law & Economics, Volume 23, Issue 1, p. 31-47.

2002

• Neil Doherty; Andreas Richter (2002)
  Moral Hazard, Basis Risk, and Gap Insurance
  erschienen in: Journal of Risk and Insurance, Volume 69, Issue 1, p. 9-24.

1996

• Martin Nell; Andreas Richter (1996)
  Optimal Liability - The Effects of Risk Aversion, Loaded Insurance Premiums, and the Number of Victims
  erschienen in: Geneva Papers on Risk and Insurance, Volume 21, p. 240-257.